Problem 1: Many smaller (and some larger) banks have never supported the OFX protocol. In the past, we used the open-standard OFX protocol, with Moneydance connecting directly to the financial institution’s servers.
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We talk to many banks about how to establish and maintain connections between Moneydance and your accounts. We spend a lot of time and effort on Moneydance’s online banking system. Disclaimer: These prices are subject to change, but we don’t expect them to. If you don’t already have a Moneydance license and would prefer to go subscription-only, you can do so for $5/month. If you have a license for Moneydance 2022, then we plan to charge $2/month for the service. The fee schedule for Moneydance+ depends upon whether you’ve already got a Moneydance license. The previous online banking system in Moneydance will remain in place and free of charge for as long as there are banks with OFX servers to which Moneydance can connect. The subscription is necessary to cover our costs for connecting to the aggregator, Plaid. The Moneydance+ service does require a subscription, but it is an additional service that is purely optional. In addition, we have neither the desire nor even the ability to deactivate or “sunset” features.
If you buy a license, you can use that version (and usually the next major update) for as long as you like. This article is meant to describe our approach to privacy and security, answer these questions, and explain our new (entirely optional!) subscription pricing.įirst, let me say upfront that Moneydance is not going subscription only and never will. It makes online banking accessible to far more people than ever before, but also raises privacy questions and the dreaded S word: subscriptions. The upcoming Moneydance+ is easily the most significant update to Moneydance ever.
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